Our Products

HOME
LOAN

Housing loans meant for home purchase, construction, incremental upgradation and improvement

  • Interest rate is indicative and subject to credit assessment. Other fees and charges apply. Please refer to the Terms & Conditions for details.
  • Purchase of insurance through Sewa Grih Rin Limited is purely voluntary. Availing any insurance product through Sewa Grih Rin Limited is not a condition for sanction or continuation of the loan.

To know more enter your mobile number and get a call back.

Charges as updated on 23rd Dec ‘25

  • Interest rate range – As applicable basis borrower profile, credit assessment and rate type (Fixed / Floating), and as communicated in the Key Fact Statement (KFS) at the time of sanction.
  • Processing fee – As applicable and as communicated in the Key Fact Statement (KFS) at the time of sanction, exclusive of applicable taxes.
  • Login / legal / technical charges – Login fee: Nil. Legal and technical charges as applicable and payable to third-party service providers. Technical fee of ₹700 per tranche disbursement, as applicable. Documentation charges as per KFS.
  • Prepayment Charges – Applicable as per rate type and purpose of loan. Nil charges for eligible floating rate loans to individual borrowers not availed for business purposes; otherwise, up to 4% of the prepaid amount plus applicable taxes, as detailed in the KFS.
  • Foreclosure charges – Applicable as per rate type. Up to 4% of the outstanding loan amount plus applicable taxes in case of fixed rate / special or dual rate loans, as detailed in the KFS.
  • Penal charges for delayed EMI – Late payment charges shall be levied at ₹2 per ₹1,000 per day on the overdue amount from the due date, as per the KFS.

LOAN AGAINST
PROPERTY

Loans meant for business, education and personal purpose

  • Interest rate is indicative and subject to credit assessment. Other fees and charges apply. Please refer to the Terms & Conditions for details.
  • Purchase of insurance through Sewa Grih Rin Limited is purely voluntary. Availing any insurance product through Sewa Grih Rin Limited is not a condition for sanction or continuation of the loan.

Co-Lending Disclosure
Sewa Grih Rin Limited has entered into a co-lending arrangement with Godrej Finance Limited for its Loan Against Property product, in accordance with applicable regulatory guidelines.

To know more enter your mobile number and get a call back.

Charges as updated on 23rd Dec ‘25

  • Interest rate range – As applicable basis borrower profile, credit assessment and rate type (Fixed / Floating), and as communicated in the Key Fact Statement (KFS) at the time of sanction for the respective non-home loan product.
  • Processing fee – As applicable and as communicated in the Key Fact Statement (KFS) at the time of sanction for the non-home loan product, exclusive of applicable taxes.
  • Login / legal / technical charges – Login fee: Nil. Legal and technical charges as applicable and payable to third-party service providers. Technical fee of ₹700 per tranche disbursement, as applicable. Documentation charges as per the applicable KFS.
  • Prepayment Charges – Applicable as per rate type, borrower category and purpose of the non-home loan. Up to 4% of the prepaid amount plus applicable taxes, as detailed in the applicable KFS.
  • Foreclosure charges – Applicable as per rate type of the non-home loan. Up to 4% of the outstanding loan amount plus applicable taxes, as detailed in the applicable KFS.
  • Penal charges for delayed EMI – Late payment charges shall be levied at ₹2 per ₹1,000 per day on the overdue amount from the due date, as per the applicable KFS.

Key Information

Charges as updated on 23rd Dec ‘25

  • Interest rates (12% to 18%)
  • Penal charges (Penal charges for delayed EMI – Late payment charges shall be levied at ₹2 per ₹1,000 per day on the overdue amount from the due date, as per the applicable KFS.)
  • Grievance redressal mechanism (PDF Attached)
  • Full name of the Company: Sewa Grih Rin Limited
  • Registered office address (2nd Floor, Shree Sawan Knowledge Park, MIDC Industrial Area, Sanpada, Navi Mumbai, Maharashtra 400703)
  • Customer care / Grievance email -
    • Level 1 - Mail at customer.care@sgrlimited.in
    • Level 2 - Mail at compliance@sgrlimited.in if query is unresolved for 15 days at Level 1
    • Level 3 - Mail at Sgrlgro@sgrlimited.in if query is unresolved for 7 days at Level 2
Compliance Officer / Grievance Officer details
Ms. Suvrata Mishra
Registered Office -
1st Floor, 216/C-12, Old No. C-12,
Plot No. 13-B, Guru Nanak Pura,
Laxmi Nagar, Delhi – 110092
Phone: 011-4352-1832

Customer Announcement 1.0