Management Team

Vimal Kant Arora

Chief Information Officer

Vimal has an overall experience of more than 26 years in IT across broadband equipment, promotional goods, precision components for automobile, software and ITES.

He has worked in different domains and verticals at various positions, gaining experience on both sides of the table. His experience of entrepreneurship has imbibed him with the business acumen in further establishing operations of start-ups. His expertise lies in entrepreneurial skills, team building and management, business planning, designing and re-engineering of processes and systems, data analysis, communication and reporting.

Vimal has a B.Com and an MBA along with academic experience in the field of software development, networking, customization and implementation of SAP Platform.

Kashvi Malhotra

Company Secretary

Ms. Kashvi Malhotra has 13 years of experience in Compliance. She has worked as Head - Compliance & Legal in organizations namely SGJK Technology Private Limited and FincFriends Private Limited. She has worked as Senior Manager – Legal & Compliance in Onicra Credit Rating Agency of India Limited. She has also worked as Assistant Manager – Compliance in BMW India Financial Services Private Limited. She has experience as a Company Secretary in organizations namely Intec Capital Limited and BLB Limited.

Nagendra Saxena

Chief Risk Officer

Mr. Nagendra is an engineer and has done post-graduation in Management. He has more than 28 years of experience in various finance and accounts related functions viz. project finance project evaluation, financial modelling, accounts, budgeting & planning and MIS. He has vast experience of dealing with various financial and investment institutions, PSU and private banks for raising fund & non-fund based facilities to meet working capital and project requirements. Mr. Nagendra Saxena being a senior official in the Company possess the requisite professional qualification and experience which will help the Company in the process of identification, measurement and mitigation of risks. He also has experience of interfacing with foreign banks & institutions viz. Commonwealth Development Corporation, Bankers Co. etc. for due diligence of projects. He also has experience of working with regulators (National Housing Bank) and rating agencies. He has worked for companies in housing finance, real estate and steel sector. He was also involved with screening of new projects and conducting feasibility studies, undertaking business process re-engineering initiatives, preparing financial models for business development and analysing requirements, thereby customising systems.

Gaurav Gaba

Chief Business Officer

Mr. Gaurav Gaba is a Chartered Accountant with a Bachelor of Commerce degree from Panjab University, Chandigarh. He is a seasoned leader in the financial services sector with over 20 years of experience and has successfully led large-scale operations, driving growth, profitability, and innovation.
An expert in framing sales strategies and business plans, Mr. Gaurav has been instrumental in establishing distribution networks and strengthening customer segmentation. His hands-on approach is deeply involved in market development, team performance tracking, business health maintenance and aligning team efforts with organizational goals.
With a proven track record at leading organizations such as Bajaj Finance, HSBC Bank, HDFC Bank Limited, and CITI Financial Consumer Finance India Ltd. etc, Mr. Gaurav Gaba's leadership continues to shape sustainable growth and innovation in the financial services sector.

Mohd Shakil Khan

Chief Credit & Collections Officer

Mr. Mohd. Shakil Khan is a distinguished professional with over 25 years of expertise in retail credit risk management, risk mitigation, data analysis, compliance, collections optimization, and audit management. He has vast experience in managing end-to-end delivery for large businesses, acquiring new clients, servicing key accounts, and navigating organizations through critical mergers. He has also played a vital role in stabilizing and integrating processes post-acquisition.
A strategic leader and team architect, Mr. Khan has a proven track record of driving continuous performance improvements, fostering a culture of teamwork and shared mission, and delivering exceptional service to business clients. With deep expertise in affordable housing finance, he has been instrumental in setting up process frameworks, leveraging technology, and driving business outcomes.
Mr. Khan has held leadership roles at prominent organizations, including Aditya Birla Housing Finance, Tata Capital Housing Finance, Capital First, ICICI Bank, and Vastu Housing Finance Corporation. His extensive experience across diverse product lines and his ability to align risk strategies with business goals have made him a key contributor to the growth and sustainability of the financial services sector.

Bhavesh Niranjan Patel

Chief Operations Officer

Mr. Bhavesh Niranjan Patel holds a Bachelor of Commerce degree from the University of Gujarat. With over three decades of extensive experience in retail loan operations, he has successfully led large-scale teams and implemented operational excellence across diverse financial products with reputed organisations.
Bhavesh started his career at Gujarat Lease Financing Limited (GLFL), where he managed retail loan operations for consumer finance and mortgages. He then spent more than two decades at ICICI Bank, where he served as Head of Retail Loan Operations, overseeing a vast network of 250+ branches and four centralized operations hubs, supported by a team of over 5,000 employees. His expertise spans mortgages, vehicle loans, personal loans, business loans, and consumer finance.
He was also engaged as a Consultant with Jio Finance Ltd. where Mr. Bhavesh played a pivotal role in developing a comprehensive operational framework for a new NBFC driving customer service, focusing on enhancing efficiency and ensuring regulatory compliance. His leadership, operational acumen, and commitment to excellence continue to drive transformative outcomes in the financial services sector.

Vinod Kumar Singh

Chief Information Security Officer

Mr. Vinod Kumar Singh, an IT professional with nearly two decades of experience, specializes in maintaining secure and efficient IT infrastructure while ensuring high service standards and productivity. Holding a Bachelor of Computer Applications (BCA) degree, Mr. Singh has extensive expertise in IT Infrastructure Management, Security Administration, Data Center Operations, Technical Support, and Troubleshooting.
Starting his career in 2006, Mr. Singh has consistently demonstrated excellence in driving secure IT operations, managing diverse teams, and enhancing organizational IT performance. His commitment to innovation and operational integrity has positioned him as a trusted leader in the field of Information Security.