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Home Loans

Loan amount from 50,000 to 10,00,000
Rate of Interest is 18% p.a.
Tenor up to 20 years

  • Borrower should be more than 18 years of age at the time of taking the loan and not more than 60 years at the time of loan maturity
  • Guarantors required
  • Credit assessment is based on both, documented as well as non-documented Incomes.
  • Collaterals being accepted as security can have an informal tenure, formal tenure or progressive tenure on land rights.
  • Loans may  be taken for few of the following purpose:
    • Purchase
    • Construction
    • Extension (Incremental upgrade)
    • Improvement & Renovation.

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Loan Against Property (Residential)

Loan amount from 50,000 to 5,00,000
Rate of Interest is 20% p.a.
Tenor up to 10 years

  • Borrower should be more than 18 years of age at the time of taking the loan and not more than 60 years at the time of loan maturity
  • Guarantors required
  • Credit assessment is based on both, documented as well as non-documented Incomes.
  • Collaterals being accepted as security can have an informal tenure, formal tenure or progressive tenure on land rights.
  • Loans may  be taken for few of the following purpose:
    • Business Use
    • Education

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List of documents

  • Application Form
  • KYC: Identification proof & address proof such as Voter ID, Adhaar Card, Pan Card, Ration Card etc.
  • Financials: Salary / Income Proof-Salary Slip, Certificate, ITR, Form-16, Banking etc. (Informal income is also considered)
  • Property Document: Chain of  Title Documents
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